This insurance includes standard coverages to help protect you, your condo unit and your belongings. It typically includes:
Personal Property Coverage for belongings such as electronics, appliances, furniture and clothing. If they are stolen or damaged in a covered claim, this coverage may help pay to repair or replace them.
Personal Liability Coverage when someone is accidentally injured while visiting your condo and you are at fault; this coverage may pay for your guest’s medical bills and any related legal expenses.
Guest Medical Coverage , if a guest is injured at your home , even if you are not at fault , this coverage will help pay for related medical expenses.
Building Property Protection, helps pay for repairs to the walls of your condo unit and its interior, which could include items such as built-in bookcases and fixtures, if damage is caused by a covered peril. Following bullet points summarize these coverages:
Covers Damages within the unit
Damages to interior walls and Ceilings, floors
Damages cause by fire