Commercial Business Insurance

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Commercial Business Insurance

A standard insurance policy issued to business organization to protect them against liability claims for bodily injures and property damage arising out of:
 Premises
 Operations
 Products
 Complete operations
 Advertising
 Personal injury in 1986
The CGL policy was introduced to replace Comprehensive General Lability Policy. Commercial insurance consists of one or more types of coverage designed to protect businesses, their owners and their employees.  Many business insurance policies include basic coverages such as property, liability, crime and commercial auto insurance, as well as other optional insurance, such as business interruption insurance, equipment breakdown
insurance, and workers compensation. Also Cyber Insurance and employee benefits such as dental, vision, disability and group life insurance fall under commercial insurance. Additionally, surety bonds which help ensure that contractors stick to the terms of a construction contract and/or follow governmental rules and regulations can be included in this policy. You may also want to include protection against losses stemming from a court decision or employee theft.
The coverage a business needs depends on the business type and other important considerations such as location, number of employees, years in business, gross annual revenue, number of owned or rented vehicles, and whether the business owns, leases or rents the buildings they use. We would be glad to design a policy that fits your business needs.